🛠️ Why Roofers Are Facing Skyrocketing Workers’ Comp Costs—and How PEOs Can Help
Jul 23, 2025
Roofing contractors across California are grappling with surging workers’ compensation premiums, making it increasingly challenging to maintain profitability. The classification code for roofing (5552) has seen its pure premium rate rise to $22.69 per $100 of payroll as of September 1, 2024, up from $22.03 the previous year .Visionary Law Group+1Yrulegui & Roberts+1Insurance Journal+6WCIRB+6California Department of Insurance+6
📈 The Broader Landscape: Rising Rates Nationwide
California isn't alone in this trend. In 2024, the state experienced an 11% increase in workers’ compensation premiums, driven by a $1.7 billion hike in financial assessments to support state functions like court operations and labor standards enforcement .ref:Yrulegui & Roberts Visionary Law Group
🧠 Understanding the Impact on Roofing Businesses
For roofing contractors, these escalating costs can be debilitating. Many are being pushed into state-assigned risk pools, where premiums are significantly higher. This situation is exacerbated by factors such as high injury rates and limited access to affordable insurance options.
🤝 The PEO Solution: A Path to Relief
Professional Employer Organizations (PEOs) offer a strategic alternative. By partnering with a PEO, roofing businesses can:Western Insurance
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Access Group Rates: Benefit from the PEO's collective bargaining power to secure lower insurance premiums.
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Improve Safety Programs: Implement robust safety protocols to reduce injury rates and associated costs.Visionary Law Group
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Streamline Compliance: Navigate complex regulatory requirements with expert guidance.California Department of Insurance+5Western Insurance+5Visionary Law Group+5
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Enhance Employee Benefits: Offer competitive benefits packages to attract and retain skilled workers.Yrulegui & Roberts
“After joining a PEO, we saw our workers’ comp premiums decrease by 30%. It was a game-changer for our business.”
— Alex R., Roofing Contractor, California
📞 Take Action: Explore PEO Options Today
Don't let rising workers’ compensation costs threaten your roofing business. Contact Coast 2 Coast Payroll & Payments to learn how a PEO partnership can provide financial relief and operational support.
📅 Book a Free Consultation
🔗 https://calendly.com/c2cpayroll/c2c-consultation
