Destin Credit Card Processing & POS Solutions — Local Merchant Services That Save You Money
35+ POS options, 24/7 local Destin support, and tailored payment solutions for cafes, restaurants, bars and retail. Keep fees local — we help businesses reduce processing costs and get paid faster.
Book a FREE Call35+ POS Options
Handhelds, tablets, and full restaurant suites — matched to your workflow so you never lose a sale.
Local Destin Service & Support
Local technicians and 24/7 support who understand peak tourist season and local rhythms.
Cafe → High-Volume Bars
Scalable hardware and pricing built for patio cafes and the busiest bar nights.
Payments, POS & Payroll — Built for Destin Businesses
Transparent pricing, fast deposits, and hardware that moves lines. We combine local service with national systems so you get reliability and hometown support.
- PCI-compliant credit card processing
- Handhelds for tableside checkout and mobile ordering
- Integrated payroll setup for easy reconciliation
Ready to Lower Processing Fees?
Book a free consultation with Will to review your statements and get a custom plan for Destin businesses.
Book with Will
Kris & Will — Local Owners
With 20+ years in payments and payroll, we relocated to Destin in 2023 and quickly dug into the community. Our daughter attends South Walton High School; we’re active in the Walton & Destin Chambers. Will leads Emerald Coast Networking and chairs the Volunteer & Service Committee for the Destin Rotary. Each year we host the Crop Drop — because locals should support local, from service providers to transaction fees.
Request a Free Processing Review
Complete the form and we’ll review your statements and recommend savings.
Frequently asked questions
We struggle with modifiers — how do you help with that?
We audit your statements and POS item mapping to reduce high-cost interchange, adjust POS categories, and train staff on proper item entry so costs go down.
We currently pay the credit card fees — can customers pay them?
Yes — surcharges or convenience fees are options depending on state and card-brand rules. We’ll advise on compliance and the cleanest approach for your storefront and online channels.
Can we split credit card fees with customers?
Splitting fees can confuse customers. We often recommend a single transparent fee or a service charge. We’ll model revenue impact and customer experience tradeoffs for you.
What if I’m currently in a contract?
We’ll review your agreement for termination fees and options. Many times we can offset penalties with savings or prepare a staged migration when the contract ends.
Can I set up payroll and credit card processing at the same time?
Yes — we offer integrated setups to simplify reconciliation and reporting, reducing bookkeeping work and speeding reconciliation for deposits and payroll.
How can we improve covers (turn tables) & service flow?
We recommend handhelds, optimized POS ordering flows, and menu mapping to reduce steps per transaction. Quick staff training also improves speed and reduces delays.
