Why Emerald Coast Businesses are Dropping Square
Square charges up to 3.3% + 30¢ per transaction. With C2C’s cash discounting program, your processing fees can drop to zero — plus you’ll have local 24/7 support and invoicing options that avoid “no card present” fees.
- âś” Zero-fee cash discounting for card & online payments
- ✔ Invoicing options to avoid “no card present” charges
- âś” Local support, payroll services, and fast onboarding
C2C Payroll & Payments vs Square — Head-to-Head
A quick comparison so you can see what's different at a glance.
| Feature | C2C Payroll & Payments | Square |
|---|---|---|
| Processing Rates | Transparent interchange-plus pricing, typically lower for local merchants | Flat-rate pricing — convenient but pricier for high-volume sales |
| POS Options | 12 POS systems to fit your business | Limited POS hardware ecosystem |
| Local Support | Emerald Coast-based support, 24/7 availability | National support, limited local presence |
| Integrated Payroll | Full payroll services, workers' comp, and loans | Payroll add-on (separate pricing) |
| Contract & Flexibility | Flexible contracts, transparent terms | Some limits for high-volume merchants |
| Onboarding | Local onboarding and hardware setup | DIY onboarding |
| Integration & Reporting | Robust integrations for accounting & payroll | Basic reporting, limited integrations |
Save on Fees
Most businesses that switch to C2C save hundreds monthly on processing.
Better POS Fit
Choose from 12 POS options designed for retail, restaurants, and service businesses.
Local People
Real local support teams you can call — no automated overseas lines.
Compare Your Monthly Savings
Move the slider to see how much you could save each month switching from Square to C2C.
Monthly Sales: $5000
Square (3.3% + 30¢)
$0/month
C2C (0% Cash Discounting)
$0/month